Many participants and families are unsure whether the NDIS can pay for housing or accommodation. In most cases, the NDIS does not pay for ordinary rent, mortgage repayments or everyday household costs. However, eligible participants may receive funding for certain disability-related housing and accommodation supports depending on their needs, goals and NDIS plan.
NDIS accommodation options can include supported independent living (SIL), specialist disability accommodation (SDA), medium term accommodation (MTA) and other home and living supports. Understanding the difference between housing costs and NDIS-funded supports can help participants explore the options that may be suitable for their circumstances. Participants exploring accommodation pathways can learn more about NDIS accommodation services in Perth and the types of support available through their NDIS plan.

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What Housing Support Does the NDIS Provide?
The NDIS may fund disability-related supports that help participants live more independently and safely, but it generally does not pay for ordinary rent, mortgage repayments or everyday living costs. Depending on individual circumstances, NDIS-funded home and living supports may include assistance with daily living, supported independent living (SIL), Individualised living options (ILO), specialist disability accommodation (SDA), home modifications and medium term accommodation (MTA).
What is Supported Independent Living (SIL)?
Supported Independent Living (SIL) is an NDIS support that provides assistance from support workers to help participants live as independently as possible. SIL can include support with personal care, cooking, cleaning, developing daily routines, medication management, safety and other activities within the home. SIL does not pay for rent, groceries, utilities or other ordinary day-to-day living costs.
What is Specialist Disability Accommodation (SDA)?
Specialist Disability Accommodation (SDA) is purpose-built housing for people with extreme functional impairment or very high support needs. SDA properties are designed with features that make it easier and safer for eligible participants to live independently. SDA funding covers the housing component, but participants are still responsible for an agreed rent contribution and everyday living costs. SDA does not cover support workers or other disability supports provided in the home.
Can the NDIS Pay Your Rent or Mortgage?
Generally, the NDIS does not pay your ordinary rent or mortgage repayments. Participants are usually responsible for their own housing costs, including rent, groceries, utilities and other everyday expenses. However, the NDIS may fund certain disability-related housing and accommodation supports when they meet the relevant funding criteria. SDA is an important exception because NDIS funding can contribute towards the cost of eligible specialist disability accommodation, while the participant remains responsible for their rent contribution and everyday living costs.
NDIS Accommodation Options in Perth
NDIS participants in Perth may have access to different accommodation and living support options depending on their individual goals, support needs, and level of independence. Some participants choose NDIS shared living in Perth where they can live in a supportive home environment with assistance tailored to daily routines and wellbeing. Others may benefit from Supported Independent Living (SIL), respite accommodation, or community-based support services that help participants build confidence and independence while remaining connected to their community. Participants and families can also explore respite accommodation services for short-term support and temporary care arrangements. For broader accommodation guidance, participants can learn more about NDIS accommodation support and the support pathways available through their NDIS plan.
NDIS Accommodation and Independent Living Support in Perth
Elmur Community Services supports NDIS participants across Perth and surrounding areas with personalised disability support designed around individual needs, goals and preferences. Our services can support participants with daily living, community participation, supported independent living and accommodation-related support, depending on their individual circumstances and NDIS plan.
Participants and families looking for guidance can make a service enquiry or contact our NDIS provider team to learn more about available support options.

FAQs
Here are some common questions participants and families ask about NDIS housing and accommodation support.
1. Does the NDIS pay for accommodation?
The NDIS generally does not pay for ordinary rent or everyday living costs. However, eligible participants may receive funding for certain accommodation and home and living supports, such as specialist disability accommodation (SDA) or medium term accommodation (MTA), depending on their circumstances and NDIS plan.
2. What accommodation does the NDIS cover?
Depending on eligibility and individual circumstances, NDIS accommodation and home and living supports may include specialist disability accommodation (SDA), medium term accommodation (MTA), supported independent living (SIL), individualised living options (ILO) and assistance with daily living. Each type of support has different eligibility and funding requirements.
3. What is the difference between SIL and SDA?
SIL refers to the daily support services provided to participants, while SDA refers to specialised housing designed for participants with high support needs.
4. Can I live independently with NDIS support?
Yes, many participants receive support that helps them live more independently through accommodation services, daily living assistance, and community support.
5. Does the NDIS cover respite accommodation?
In some cases, the NDIS may fund respite or short-term accommodation if it supports the participant’s goals and support needs.
6. Who is eligible for accommodation support?
Eligibility depends on the participant’s disability-related support needs, goals, and what is considered reasonable and necessary within their NDIS plan.
Participants can also explore additional guidance through the NDIS FAQs page.
Need Help Understanding Your NDIS Accommodation Options?
Understanding accommodation, SIL, and housing-related support through the NDIS can sometimes feel overwhelming, especially when exploring different living arrangements and support pathways for the first time. Elmur Community Services supports participants across Perth with personalised accommodation guidance, independent living support, and participant-centred services designed to help individuals work toward greater confidence and independence.
Email: info@elmur.com.au
Phone : (08) 6558 8814
Website : Elmur Community Services
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