Managing an NDIS plan can feel confusing at first, especially if you are new to the system. Many participants are not sure which supports they can use, how to track spending, or how to make their funding last for the whole year. In this guide, we explain how to get the most out of your NDIS funding so you can use it in a way that benefits your daily life and independence.
Step 1: Understand Your Plan to Get the Most Out of Your NDIS Funding
Your NDIS plan is separated into different funding categories. Each category is designed to support a different part of your life. When you understand what each category can be used for, it becomes much easier to make decisions, plan your supports, and avoid running out of funding too early.
Many participants receive a plan and feel unsure about what each section means and this is very common. You are not expected to understand everything immediately. Taking time to learn the structure of your plan can help you feel more confident and in control.
NDIS Support Categories Overview
| Support Category | What It Means | Examples of Services |
|---|---|---|
| Core Supports | Everyday activities and assistance | Personal care, community access, meal prep |
| Capacity Building | Skills and confidence building | Therapy, skill learning, communication support |
| Capital Supports | Equipment and modifications | Wheelchairs, home modifications |
Many participants only use Core Supports because they are not sure how to use Capacity Building supports. Using both together can make your support more effective. You can also check the official NDIS page on Using Your Plan to see how each support category works
Step 2: Be Clear About Your Goals
Your NDIS funding is linked to the goals written in your plan. When your goals are clear, it becomes easier to find suitable supports.
Examples of helpful goals:
- I want to become more independent at home.
- I want to join local community activities.
- I want to improve my communication skills.
- I want to learn daily living routines like cooking or managing time.
Always choose supports that match your goals, not just what is available. Understanding your goals clearly helps you decide how to get the most out of your NDIS funding each week.
Step 3: Work With a Support Provider Who Personalises Your Support
Working with the right provider is one of the most important steps in how to get the most out of your NDIS funding long term. A good provider will:
- Listen to what you need
- Adjust supports to your abilities
- Help you build confidence
- Support you in community activities, not just at home
Why Elmur Can Help
Elmur is an NDIS support provider based in Canning Vale. We focus on supporting daily life, building independence, and helping participants stay connected to the community. We provide support that is respectful, patient, and personalised. Our team understands that everyone moves at their own pace.
If you would like to understand what it means to work with a registered NDIS provider, you can read our guide here: Registered NDIS Provider in Western Australia. It explains how registered providers are monitored and how they help keep your supports safe and consistent.
If you are in Canning Vale or nearby suburbs such as Southern River, Thornlie, Willetton, or Gosnells, we can assist you with daily living, community participation, life skills, and more.
Registered NDIS Provider
You can confirm our official registration on the
👉 NDIS Commission website
Step 4: Track Your Spending
Many participants use too much funding early in the year, then run short later. If you track your spending regularly, you will already be on the right path to get the most out of your NDIS funding.
Simple Funding Tracking Table
| Month | Budget Used | Remaining Amount | Notes |
|---|---|---|---|
| January | $300 | $1,700 | Weekly community access + support at home |
| February | $280 | $1,420 | Slight decrease due to public holiday |
| March | $350 | $1,070 | Increased therapy sessions |
You can track this weekly or monthly. Your provider or support coordinator can help too.
Step 5: Review Your Supports Regularly
Every few months, ask yourself:
- Are these supports helping me reach my goals?
- Do I feel more confident in daily activities?
- Should I adjust my supports or try something new?
Small changes can make a big difference over time. Reviewing your support plan every few months helps ensure you continue to get the most out of your NDIS funding. The NDIS also provides guidance on Supports Funded by the NDIS, which can help you understand what is reasonable to include in your plan.
Step 6: Speak Up if Something Is Not Working
Your NDIS plan is for you. If a support service does not feel helpful or comfortable, you are allowed to request changes. A good support provider will respect your voice and preferences.
Frequently Asked Questions
1. Can I choose how my NDIS funding is used?
Yes. Your plan is based on your goals, and you have a say in which supports you use and who provides them.
2. What if I am unsure whether I am using my funding the right way?
Your support coordinator or provider can help you review your plan and make sure your supports match your goals.
3. Does learning how to get the most out of your NDIS funding take time?
Yes, but small changes over time can lead to long-term confidence and independence.
4. Can I change my provider if my current supports don’t feel right?
Yes. You are always free to choose the provider who best understands your needs and preferences.
Final Thoughts on How to Get the Most Out of Your NDIS Funding
Getting the most out of your NDIS funding is about:
- Understanding your plan
- Setting clear goals
- Working with a supportive provider
- Tracking your spending
You deserve support that respects your pace and helps you build the life you want.
Have questions or want to discuss your NDIS support needs? Feel free to contact us:
📧 Email: info@elmur.com.au
📞 Phone: (08) 6558 8814
🌐 Website: Elmur Community Services
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